Home Businesses – Is Yours Legal?

Home Businesses – Is Yours Legal?

The concepts of working from home and running home businesses have always been with us, but never before have they played such a central role in our lifestyle and property choices. After looking at “what’s hot” in the resultant property market trends, we’ll discuss what our laws have to say about the legality of conducting any one of three categories of business operations from residential premises. We’ll do so with reference to a High Court decision over a home-based hair salon which, although complying with local zoning laws, was in conflict with a Home Owners Association’s rules and regulations. The…
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The Pandemic and Business Interruption Cover – Can You Claim?

The Pandemic and Business Interruption Cover – Can You Claim?

It’s no surprise that our media has been awash with reports on the recent High Court judgment of Cafe Chameleon CC v Guardrisk Insurance Company Ltd (5736/2020) [2020] ZAWCHC 65 around a restaurant’s business interruption cover claims. The restaurant in question, like many other businesses of all types and sizes, has been suffering severe losses from being forced to close (and latterly trade under very limited conditions) during the lockdown. Its business interruption claim in terms of an “Infectious Diseases Extension” clause in its policy (which it had faithfully been renewing annually since 2007) was rejected by the insurers. What…
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Investing or trading through an Investment Club?

Investing or trading through an Investment Club?

With the recovery of global financial markets and investors racing to the Johannesburg Stock Exchange (JSE) to acquire equity at discounted prices, it is only normal to want to get your piece of the proverbial pie. However, with the epidemic bringing widespread job losses and salary reductions, a new investment trend is on the rise in the form of “investment clubs”. What is an Investment Club? An Investment Club is a group of individuals who come together with a shared interest to discuss investment opportunities in order to either pool money together and invest as a collective or invest in…
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